Effective Date: July 29, 2025

Welcome to Growth Library a brand owned by Havanto. By accessing or using our website or services,
you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.

1. Eligibility
You must be at least 18 years old or have parental consent to use our services.

2. Digital Products
We sell digital products, including but not limited to:
 

• Publicly sourced databases

• Courses and educational content

• SaaS tools and templates

Due to the nature of digital products:
 

• We do not guarantee the accuracy, completeness, or real-time validity of the data.

• Access and availability may vary based on your location or usage context.

3. Usage Restrictions
You agree to:
 

• Use our products for lawful purposes only.

• Not redistribute, resell, or misuse any content without explicit permission.

• Not use our data to harass, spam, or violate privacy or legal standards.
   

We are not liable for any misuse or consequences arising from the way you use the data or tools
provided.

4. Intellectual Property
All content, trademarks, designs, and materials on Growth Library are the intellectual property of
Havanto unless otherwise specified. Unauthorized use is strictly prohibited.

5. Limitation of Liability
To the maximum extent permitted by law:
 

• We shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use our services.

• We make no warranties or representations about the accuracy or usefulness of the content provided.

6. Indemnity
You agree to indemnify and hold harmless Growth Library, its directors, and affiliates from any claims,
losses, or legal fees arising from your use of the products, services, or breach of these Terms.

7. Modifications
We reserve the right to modify these Terms at any time. Continued use of the site or services
constitutes your acceptance of the revised Terms.

8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Bangalore, India.
Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Bangalore, India.